CONSENT:

FamilyLending.ca Inc. (Brokerage Licence No. 12114), its agents, brokers and administration is hereby referred to as “FamilyLending.ca Inc.” FamilyLending.ca Inc. Mortgage Application is hereby referred to as “Application”.

I/we, the undersigned, warrant and confirm that the information given in the Mortgage Application form (online or paper application) is true and correct together with any supporting information I / we have provided to FamilyLending.ca Inc. or any other related third party in relation to my/our mortgage application.

I/we, the undersigned, acknowledge that the information collected in the Application form is acquired by FamilyLending.ca Inc. for the purpose of obtaining mortgage/loan financing. The information is used to determine credit responsibility and to evaluate and respond to the Application.

Note: Online or paper mortgage applications: the paragraphs herein apply to all online and/ or paper mortgage applications. Note: by transmitting, or having transmitted, an online mortgage application you are accepting the terms of the paragraphs noted herein.

CREDIT BUREAU CONSENT / THIRD PARTY CONSENT:

I/we, the undersigned, authorize and consent FamilyLending.ca Inc., and its service providers: TO conduct credit bureau inquires and investigations as they may see fit in relation to the Application; TO conduct all other verifications of the information contained in the Application form, in attached documents and in subsequently provided documentation, by using outside sources (third parties); TO discuss and/or transmit the submitted and verified information to sources, including but not limited to, mortgage lenders, private mortgage lenders, mortgage insurers, credit bureau companies, real estate companies, realtors, life insurance companies, tenants, spouses, past and present employers, lawyers, technological or other support services, or to similar offices for the purposes of arranging, investigating, clarifying, defending, negotiating, financing or insuring, as required to do so.

Third Party release: Service providers are hereby authorized to release, respond and disclose such personal information to FamilyLending.ca Inc. (For more information on FamilyLending.ca Inc.’s privacy policy visit www.familylending.ca)

RESTRICTED DOCUMENTS:

I/we, the undersigned, acknowledge that FamilyLending.ca Inc. is not obligated to or may, in fact, be restricted by certain service providers to provide me/us with copies of certain documentation, including but not limited to credit bureau investigations and property appraisals.

CONSENT TO RECEIVE COMMERCIAL ELECTRONIC MESSAGE:

I/we, the undersigned, authorize and agree to receive from FamilyLending.ca Inc. communication and documentation via the following methods: electronic message format (commercial electronic format), email, mail, mobile cellular service, delivery, telephone, facsimile, or via other communication device. Documentation may include but is not limited to: relevant industry news, updated, general correspondence, applications, invoicing, reporting, mortgage documents, insurance documents, client relationship management, renewal notifications, and marketing. I /we, understand, that I/ we may unsubscribe, or withdraw my consent at any time from receiving electronic communication. (Any email address supplied by you will be used for communication until otherwise notified. Notify FamilyLending.ca Inc. of any change to email address(es), or any other communication method that FamilyLending.ca Inc. may have on file. I/we, the undersigned, agree that I/we hold FamilyLending.ca Inc. harmless with respect to any e-mail changes or communication changes caused by me/us failing to provide current and valid information to FamilyLending.ca Inc.